Money Matters

AARR publishes detailed guides to money matters for seniors covering everything from estate planning, medicare, retirement accounts, and social security. Stay up to date on the latest news and information for all types of money matters relevant to seniors.

Money Matters Categories
Credit Cards

Stay on top of the latest credit card news and information for seniors.

Estate Planning

Estate planning for seniors ensures your wishes are honored, assets are protected, and loved ones are cared for. From wills to trusts, it simplifies financial and healthcare decisions. Secure peace of mind today with expert guidance tailored to your needs.

Fraud Prevention

Protect yourself from scams with AARR's comprehensive Fraud Prevention guides for seniors. Learn to identify common schemes like phishing, identity theft, and fake investments. Our easy-to-follow tips include spotting red flags, protecting personal information, and safe online practices. Stay informed with the latest scam alerts and resources. Empower yourself with practical advice tailored for seniors to safeguard your finances and peace of mind.

Insurance

Affordable senior insurance ensures peace of mind with coverage tailored to health, life, and final expenses. Compare trusted plans designed for seniors to secure your future and protect loved ones. Find the best options for healthcare, life insurance, and more today.

Investments

Discover financial security in your golden years with Investment guides from AARR. Explore tailored resources, expert advice, and practical tips on retirement planning, savings, and smart investing. Empower your future with informed decisions to ensure a comfortable, stress-free retirement.

Medicare

Medicare is a federal health insurance program for seniors 65+ and certain younger individuals with disabilities. It covers hospital stays, medical services, and prescriptions. Medicare ensures affordable, comprehensive care, promoting wellness and financial security for older adults.dicare for seniors

Mortgages

Discover tailored mortgage solutions for seniors designed to fit retirement lifestyles. Options like reverse mortgages or low-interest refinancing can provide financial flexibility, home equity access, and peace of mind. Empower your future with smart senior-focused mortgage plans!

Retirement Accounts

Navigate your financial future with ease on our Retirement Accounts page. Learn about various account options, including IRAs, 401(k)s, and pensions, with clear guidance tailored to your needs. Find expert advice on managing, maximizing, and withdrawing your savings to ensure a comfortable retirement.

Social Security

Social Security is a vital financial resource for seniors, offering monthly benefits to support retirement, disability, and survivor needs. Designed as a safety net, it helps millions of retirees maintain financial independence and peace of mind in their golden years.

Taxes

Stay up-to-date on the latest information regarding income tax, property tax, sales tax, and estate tax.

Latest Articles from all Money Matters Categories View All
Feb 17, 2025 When Will Social Security Run Out of Money?
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Social Security faces significant financial challenges, with the Old-Age and Survivors Insurance Trust Fund projected to deplete by 2033 and the combined trust funds by 2035, leading to reduced benefits and increased poverty among beneficiaries.

Feb 17, 2025 Unlocking Financial Wisdom: Top Questions Answered by Rachel Cruze, George Kamel, and Dave Ramsey
Unlocking Financial Wisdom: Top Questions Answered by Rachel Cruze, George Kamel, and Dave Ramsey

Discover the most asked financial questions answered by Rachel Cruze, George Kamel, and Dave Ramsey, offering insights on budgeting, debt reduction, and wealth building strategies.

Feb 12, 2025 Safe Withdrawal Rate for Seniors in 2025: A Comprehensive Guide
Picture of a piggy bank and senior couple evaluating their savings to determine the safe withdrawal rate

Discover the optimal safe withdrawal rate for seniors in 2025, ensuring a comfortable retirement without running out of savings.

Feb 12, 2025 Trump Administration Ensures Medicare Drug Price Negotiation Program Stays on Track
Picture of a prescription pill bottle and pills with a hundred dollar bill

The Trump administration reaffirms its commitment to the Medicare Drug Price Negotiation Program, ensuring affordable healthcare for seniors.

Feb 11, 2025 Cash or Mortgage: Which is Best for Seniors Buying a Retirement Home?
Picture of a retirement patio home in Bonita Springs Florida

Seniors face a crucial decision when buying a retirement home: paying with cash or securing a mortgage, each with unique benefits and considerations.

Feb 11, 2025 FBI Reports Over $1.6 Billion Lost to Crypto Scams by Seniors in 2023
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Seniors lost over $1.6 billion to crypto scams in 2023, highlighting the urgent need for increased awareness and protection strategies.

Feb 07, 2025 Estate Sale Guide for Seniors: Maximize Value and Simplify
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Discover expert tips for seniors to successfully manage an estate sale, maximizing value and simplifying the process efficiently.

Feb 07, 2025 Effective Strategies to Avoid Computer Tech Support Scams
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Learn how to protect yourself from tech support scams with practical tips on recognizing signs, verifying legitimacy, and securing your computer.

Feb 06, 2025 Dave Ramsey's Top 10 Wealth-Building Strategies
Photo of Dave Ramsey's book, The Total Money Makeover

Discover Dave Ramsey's proven strategies for building wealth, including budgeting, debt reduction, and investing, to achieve financial freedom and secure your future.

Jan 31, 2025 Understanding Financial Advisor Certifications and Their Importance
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This article delves into the various certifications available for financial advisors, their requirements, and the significance of each in the financial advisory profession.

Jan 30, 2025 Estate Planning Checklist: Essential Steps for Your Future
Photo of a senior couple speaking with an advisor regarding estate planning

Discover the essential steps for effective estate planning to ensure your legacy is protected and your wishes are honored, providing peace of mind for you and your loved ones.

Jan 30, 2025 Understanding the New Rules for Inherited IRAs
Picture of a chart showing historical performance of an inherited IRA account

The new rules for inherited IRAs, effective in 2025, require non-spouse beneficiaries to withdraw all assets within 10 years, with some facing annual required minimum distributions. This detailed guide describes the changes, who is affected, and how to comply.

Jan 30, 2025 Best High-Yield Savings Accounts for 2025: Top Rates and Features
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Discover the best high-yield savings accounts of 2025, offering top rates, low fees, and convenient online access to grow your savings quickly and securely.

Jan 17, 2025 Exploring Mortgage Options for Seniors: A Comprehensive Guide
Picture of a senior couple calculating mortgage interest

Discover the best mortgage options for seniors, including reverse mortgages, HECM loans, and traditional refinancing, tailored to meet the unique financial needs of older Americans.

Jan 16, 2025 Protecting Our Seniors: A Guide to Avoiding Scams
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Learn how to safeguard seniors from scams with practical tips to spot fraudulent schemes like phishing, grandparent scams, and fake lotteries. Discover strategies to protect personal info, practice safe online habits, and respond effectively to suspicious activities. Stay informed!

Jan 16, 2025 A Comprehensive Guide to Renters Insurance for Seniors
Photo of Renters Insurance for Seniors

Discover the importance of renters insurance for seniors, including coverage options, cost-saving tips, and how to choose the right policy to protect your belongings and peace of mind.

Jan 15, 2025 A Comprehensive Guide to UGMA and UTMA Accounts for Grandchildren
Picture of an Estate Plan, Living Will, and Healthcare Power of Attorney

Explore the benefits and considerations of UGMA and UTMA accounts to effectively gift assets to your grandchildren, ensuring their financial future is secure and prosperous.

Jan 07, 2025 Inheritance Tax by State: A Comprehensive Guide for 2024
Photo of a model house being transferred between people

Inheritance tax, also known as estate tax, is a tax levied on the value of assets passed down from a deceased person (the decedent) to their beneficiaries.

Jan 07, 2025 Does a Roth IRA Conversion Make Sense for 2025?
Image of a senior woman using a laptop

With taxes set to rise in 2025, converting a traditional IRA to a Roth IRA could offer significant tax advantages, but it involves immediate tax costs and strategic planning to manage tax impacts and maximize benefits.

Jan 03, 2025 Dave Ramsey's 7 Baby Steps to Financial Freedom
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Dave Ramsey's 7 Baby Steps is a comprehensive plan to help individuals achieve financial stability and freedom by saving, paying off debt, and building wealth.

Jan 03, 2025 Medicare Changes in 2025: What Seniors Need to Know
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Medicare is set for key updates in 2025, impacting premiums, deductibles, and coverage options. Changes to Medicare Advantage and Part D plans may affect costs and drug availability. Stay informed by reviewing plan details, consulting trusted resources, and planning ahead to optimize coverage.

Jan 03, 2025 A Comprehensive Guide to RV Insurance for Seniors
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This guide provides detailed information on RV insurance for seniors, including types of coverage, factors affecting premiums, and additional options to protect personal belongings and custom RV modifications.

Jan 02, 2025 2025 Gift Tax Exclusion: What You Need to Know
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Discover how seniors can leverage the 2025 gift tax exclusion to pass on wealth efficiently, ensuring financial security for loved ones while minimizing tax liabilities.

Dec 30, 2024 Current Mortgage Rates in December 2024: Trends and Outlook
Image of a senior woman calculating mortgage interest

As of December 2024, mortgage rates are averaging around 6.8% for 30-year fixed loans and 6.1% for 15-year fixed loans, with rates expected to ease down in the coming year due to economic factors and Federal Reserve actions.

Dec 23, 2024 AARR's Guide to Buying Long-Term Care Insurance
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This guide provides detailed information on long-term care insurance, including types of policies, factors affecting premiums, eligibility criteria, and how to choose the right policy for your needs.

Dec 20, 2024 Understanding Medicare Part D: A Comprehensive Guide
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Medicare Part D is a prescription drug coverage plan available to Medicare beneficiaries, offering various enrollment periods, different plan types, and specific coverage rules to help manage outpatient prescription drug costs.

Dec 19, 2024 A Comprehensive Guide to Medicare Advantage Options for 2025
Image of a doctor consulting a senior patient regarding Medicare Advantage Options

This article provides a detailed guide to the changes and options available in Medicare Advantage plans for 2025, including new out-of-pocket caps, elimination of the donut hole, and expanded coverage for mental health and other benefits.

Dec 19, 2024 2025 Guide to Choosing Between Medigap and Medicare Advantage Plans
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This comprehensive guide helps you understand the differences between Medigap and Medicare Advantage plans, including eligibility, coverage, costs, and how to choose the best option for your health care needs in 2025.

Dec 19, 2024 Understanding Laddered Bond Portfolios: A Comprehensive Guide
Image of several US savings bonds including Series EE bonds and Series I bonds

A laddered bond portfolio diversifies investments across bonds with staggered maturity dates, reducing risks like interest rate volatility and credit defaults. This strategy provides predictable income, flexibility for reinvestment, and steady cash flow.

Dec 19, 2024 How to Prevent Government Impersonation Scams
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Learn how to protect yourself from government impersonation scams by recognizing common tactics, verifying communications, and reporting suspicious activities.

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